Risk Management

Risk management is essential in financial life planning and wealth management. Risks abound in the world in which we live; health, career, investments, property, business to name a few.

We provide a range of risk assessment and, personal and financial risk management solutions to our clients including:

 

Person Risk:

We provide life, disability, supplemental health and travel insurance services including:

  • Life Insurance
  • Disability Insurance
  • Individual health insurance
  • Travel insurance
  • Group life, disability and health insurance
  • Health spending accounts
  • Personal care insurance
  • Special risk and substandard life and disability insurance underwriting

Insurance products available through Manulife Securities Insurance Services Inc and other contracted life insurance managing general agencies.

 

Portfolio Risk:

We provide a range of portfolio risk management services to compliment our Portfolio Wealth management services:

  • Financial risk capacity assessment
  • Strategic asset allocation
  • Portfolio monitoring and reviews
  • Segregated investment funds
  • Annuities

Segregated investment funds and annuities available through Manulife Securities Insurance Services Inc and other contracted life insurance managing general agencies.

 

Possession Risk:

While we do not provide direct possession risk management services per se (regulations prohibit us from providing general insurance services), we may provide commentary and advice on possession risk matters as part of our financial life planning services.

Where a client requires access to general insurance services we will refer them to a trusted general insurance advisor.